About Ecommerce Lending
Learn more about our team of eCommerce experts
eCommerce Lending is an online business acquisition financing firm.
We source and facilitate the financing of a purchase from start to finish. We take a consultative approach with our buyer clients to ensure a successful outcome of their business purchase.
Instead of a “one size fits all” approach common with banks and direct lenders, we utilize our effective network of lending partners to source financing. This unique system results in a 98% loan approval rate and a decrease in the time it takes to close on the business.
With all the nuances in the eCommerce space, we provide the expertise it takes to navigate you through the complex process.
eCommerce Lending is the trusted choice by the top online business brokerage firms and the #1 source for business acquisition financing.
Our Team
Stephen Speer is the founder and CEO of eCommerce Lending, Inc. His lending career spans over 28 years. His company, eCommerce Lending Inc, has funded over $1 billion in online business acquisition loans, making it the #1 source for online business acquisition financing and the exclusive recommended lender for nearly all the top online business brokerage firms in the country. Stephen lives in Florida with his wife of 30 years and their 4 older children. He is an avid fan of Formula 1.
Rocky Cleborne has over 30 years of successful entrepreneurial experience, including running eCommerce businesses. This, coupled with his extensive financial services background, enables him to help other entrepreneurs achieve their dreams of business ownership. He lives in New Hampshire with his wife of over 40 years, enjoys spending time with his family, and water & snow skiing. Rocky volunteers his time as a director of the New Hampshire Boat Museum.
At eCommerce Lending, Tim acts as a Senior Advisor to our Capital Access Program division, which serves the lower-middle markets.
Tim established Tenaz Capital in 2016 to buy small companies with a focus on value creation over the long term. Their goal is to provide a better transition alternative for retiring owners of small businesses.Prior to founding Tenaz, Tim was at a Private Equity firm gaining significant operational experience as he focused on all aspects of investment activities, including the acquisitions of Sunrise Transportation and Access Transportation Solutions.Tim served as the Interim CEO of Access Transportation and Interim Chief Financial Officer of Sunrise Transportation Holdings – the 24th largest student transportation company in the US with $30m in revenue (at the time).Prior to moving into Private Equity, Tim worked for Deloitte Transactions and Business Analytics. In the Business Valuation group at Deloitte, Tim was responsible for advising companies on financial and strategic issues including mergers and acquisitions, restructuring, wealth & tax planning, and financial reporting. Tim received his BBA from Temple University’s Fox School of Business. Tim was selected as the Fox School of Business Commencement speaker in 2011 and as a Convocation speaker in 2016 and 2019. At Temple University, Tim was the President of the William C. Dunkelberg Owl Fund, a student-run portion of the Temple University Endowment Fund. Tim earned his M.B.A from the University of North Carolina’s Kenan-Flagler Business School with a concentration in Entrepreneurship and small business operations.
Colette combines educational expertise with M&A experience in her role as Transaction Coordinator, focusing on enhancing client experiences and communication between clients and lending partners. After four years as a teacher, she transitioned into M&A, where she continues to foster effective communication and client satisfaction.
Additionally, Colette manages the eCommerce Lending team’s social media strategy, conducts market research, analyzes consumer data, and creates reports on marketing performance. She also contributes to visual content and brand development, ensuring a consistent identity across platforms.
Colette earned a bachelor’s in Elementary Education from Florida Gulf Coast University, with a six-month study abroad at Univerzita Karlova in Prague. She also served as philanthropy chair of Delta Delta Delta, leading fundraising for St. Jude’s Children’s Hospital.
"The eCommerce Lending team is experienced, professional and responsive. If you want to get your deal done, the ecommerce lending team will make it happen. You're in good handss."