About Ecommerce Lending
Learn more about our team of ecommerce experts
We source and facilitate the financing of a purchase from start to finish. We take a consultative approach with our buyer clients to ensure a successful outcome of their business purchase.
Instead of a “one size fits all” approach common with banks and direct lenders, we utilize our effective network of lending partners to source financing. This unique system results in a 98% loan approval rate and a decrease in the time it takes to close on the business.
With all the nuances in the ecommerce space, we provide the expertise it takes to navigate you through the complex process. Ecommerce Lending is the trusted choice by the top online business brokerage firms and the #1 source for business acquisition financing.
Our Team
Stephen Speer
Stephen Speer is the founder and CEO of Ecommerce Lending, Inc. His lending career spans over 28 years. His company, Ecommerce Lending Inc, has funded over $1 billion in online business acquisition loans, making it the #1 source for online business acquisition financing and the exclusive recommended lender for nearly all the top online business brokerage firms in the country. Stephen lives in Florida with his wife of 30 years and their 4 older children. He is an avid fan of Formula 1.
Stephen Speer
Stephen Speer is the founder and CEO of Ecommerce Lending, Inc. His lending career spans over 28 years. His company, Ecommerce Lending Inc, has funded over $1 billion in online business acquisition loans, making it the #1 source for online business acquisition financing and the exclusive recommended lender for nearly all the top online business brokerage firms in the country. Stephen lives in Florida with his wife of 30 years and their 4 older children. He is an avid fan of Formula 1.
Rocky Cleborne
Rocky Cleborne has over 30 years of successful entrepreneurial experience, including running ecommerce businesses. This, coupled with his extensive financial services background, enables him to help other entrepreneurs achieve their dreams of business ownership. He lives in New Hampshire with his wife of over 40 years, enjoys spending time with his family, and water & snow skiing. Rocky volunteers his time as a director of the New Hampshire Boat Museum.
Rocky Cleborne
Rocky Cleborne has over 30 years of successful entrepreneurial experience, including running ecommerce businesses. This, coupled with his extensive financial services background, enables him to help other entrepreneurs achieve their dreams of business ownership. He lives in New Hampshire with his wife of over 40 years, enjoys spending time with his family, and water & snow skiing. Rocky volunteers his time as a director of the New Hampshire Boat Museum.
James Colin
James is a seasoned lending professional with eight years of hands-on experience in structuring and funding loans for small businesses across diverse industries. Throughout his career, he has successfully funded over $50 million, empowering entrepreneurs to grow operations, streamline cash flow, and achieve strategic milestones. In his spare time, James is either exploring freshwater springs in North Florida, playing guitar, or at the helm of the barbecue.
James Colin
James is a seasoned lending professional with eight years of hands-on experience in structuring and funding loans for small businesses across diverse industries. Throughout his career, he has successfully funded over $50 million, empowering entrepreneurs to grow operations, streamline cash flow, and achieve strategic milestones. In his spare time, James is either exploring freshwater springs in North Florida, playing guitar, or at the helm of the barbecue.
Julanne Speer
Julanne is an integral part of our team and serves as our Corporate Office Administrator. This role includes managing employee onboarding, client file systems, and executive support. Whether she is streamlining internal processes or coordinating key initiatives behind the scenes, Julanne ensures that both clients and colleagues experience excellence at every step.
Julanne received her bachelor’s degree from the University of Illinois and a master’s degree from National Louis University. With nearly three decades in education, she built a career on professionalism and an unwavering commitment to helping others.
In her spare time, Julanne loves spending time with her family, gardening, traveling, and reading.
Julanne Speer
Julanne is an integral part of our team and serves as our Corporate Office Administrator. This role includes managing employee onboarding, client file systems, and executive support. Whether she is streamlining internal processes or coordinating key initiatives behind the scenes, Julanne ensures that both clients and colleagues experience excellence at every step.
Julanne received her bachelor’s degree from the University of Illinois and a master’s degree from National Louis University. With nearly three decades in education, she built a career on professionalism and an unwavering commitment to helping others.
In her spare time, Julanne loves spending time with her family, gardening, traveling, and reading.
Colette Speer
Colette combines educational expertise with M&A experience in her role as Transaction Coordinator, focusing on enhancing client experiences and communication between clients and lending partners. After four years as a teacher, she transitioned into M&A, where she continues to foster effective communication and client satisfaction.
Additionally, Colette manages the Ecommerce Lending team’s social media strategy, conducts market research, analyzes consumer data, and creates reports on marketing performance. She also contributes to visual content and brand development, ensuring a consistent identity across platforms.
Colette earned a bachelor’s in Elementary Education from Florida Gulf Coast University, with a six-month study abroad at Univerzita Karlova in Prague. She also served as philanthropy chair of Delta Delta Delta, leading fundraising for St. Jude’s Children’s Hospital.
Colette Speer
Colette combines educational expertise with M&A experience in her role as Transaction Coordinator, focusing on enhancing client experiences and communication between clients and lending partners. After four years as a teacher, she transitioned into M&A, where she continues to foster effective communication and client satisfaction.
Additionally, Colette manages the Ecommerce Lending team’s social media strategy, conducts market research, analyzes consumer data, and creates reports on marketing performance. She also contributes to visual content and brand development, ensuring a consistent identity across platforms.
Colette earned a bachelor’s in Elementary Education from Florida Gulf Coast University, with a six-month study abroad at Univerzita Karlova in Prague. She also served as philanthropy chair of Delta Delta Delta, leading fundraising for St. Jude’s Children’s Hospital.
Our Testimonials
"The Ecommerce Lending team did an outstanding job helping me locate and acquire mybusiness. Their expertise far exceeded my expectations. I will definitely turn to them again inthe future and highly recommend their services to anyone looking to buy or sell a business."- Garrett S.
The Ecommerce Lending team did an outstanding job helping me locate and acquire mybusiness. Their expertise far exceeded my expectations. I will definitely turn to them again inthe future and highly recommend their services to anyone looking to buy or sell a business.
"The Ecommerce Lending team did an outstanding job helping me locate and acquire mybusiness. Their expertise far exceeded my expectations. I will definitely turn to them again inthe future and highly recommend their services to anyone looking to buy or sell a business."Garrett S.
"Ecommerce Lending was recommended to me during my business search, and theymade the entire process more manageable. They walked me through each step andhelped everything go smoothly from start to finish."Steven J.
"Stephen and his team played a huge role in helping us close our first two acquisitions. Theprocess was a big learning experience for us, but with Stephen's guidance, we were able tosecure separate SBA loans for each deal in just a few months. On top of that, he connected uswith a fantastic law firm and insurance broker who helped us every step of the way. We can'trecommend him enough and are excited to work with the Ecommerce Lending team again onfuture deals!"Eloi L.