eCommerce Lending is an online business acquisition financing firm.

We source and facilitate the financing of a purchase from start to finish. We take a consultative approach with our buyer clients to ensure a successful outcome of their business purchase.

Instead of a “one size fits all” approach common with banks and direct lenders, we utilize our effective network of lending partners to source financing. This unique system results in a 97% loan approval rate and a decrease in the time it takes to close on the business.

With all the nuances in the eCommerce space, we provide the expertise it takes to navigate you through the complex process.

eCommerce Lending is the trusted choice by the top online business brokerage firms and the #1 source for business acquisition financing.

Our Team

Stephen Speer

Founder and CEO

Stephen Speer is the Founder and CEO of eCommerce Lending, Inc. His lending career spans over 28 years. His company, eCommerce Lending Inc, has funded over $300 million in online business acquisition loans, making it the #1 source for online business acquisition financing and the exclusive recommended lender for nearly all the top online business brokerage firms in the country. Stephen lives in Florida with his wife of 26 years and their 4 older children. He is an avid fan of Formula 1.

Bill Vandeven

Senior VP of Lending Operations

Bill Vandeven is the Senior Vice President of Lending Operations at eCommerce Lending Inc. He has over 20 years of extensive lending experience. During his successful career, he has worked for several prominent lending institutions, including Wells Fargo, BankUnited, and First Home Bank. He has helped source and facilitate financing for dozens of ecommerce business acquisition deals and understands the nuances of both product and SAAS transactions. Bill and his wife of 15 years live in Florida along with their sweet dog, Roxie. He is deeply involved in the community and belongs to the American Legion, where he works to promote children’s programs.

Rocky Cleborne

National Sales Manager

Rocky Cleborne is the National Sales Manager for eCommerce Lending, Inc. He has over 30 years of successful entrepreneurial experience, including running eCommerce businesses. This, coupled with his extensive financial services background, enables him to help other entrepreneurs achieve their dreams of business ownership. He lives in New Hampshire with his wife of over 40 years, enjoys spending time with his family, and water & snow skiing. Rocky volunteers his time as a director of the New Hampshire Boat Museum.

Nick Speer

Technical Lead

Nick Speer is a software developer and technology enthusiast. His role at eCommerce Lending spans multiple domains, including full stack web development, business automation, data science, and branding and marketing. He has been with eCommerce Lending since its founding in 2018, and has been continually improving its technology products.

"I worked with Stephen Speer and Bill Vandeven at eCommerce Lending to secure an SBA loan for the purchase of my eCommerce business. They facilitated the financing every step of the way and knew which Lending Partner to go to for our specific situation. The entire process was relatively easy with their help. I highly recommend them."